Personal Banking

Personal Checking Account

• $50.00 to open account
• Variable rate of interest is compounded daily and credited monthly
• No monthly fee when maintain a minimum daily balance of $50.00
• Free online banking
• Free bill pay
• Free paper statements
• Free Visa debit card

Savings Plans and Accounts

Savings Account

• $50.00 to open account
• No monthly fee when minimum balance stays above $50.00
• Interest is compounded daily and paid quarterly

Money Market Account

• Tiered interest rates tied to account balances
  No monthly fee when maintain a $2,000.00 minimum daily balance

Certificate of Deposit & IRA

• Terms from 31 days to 5 years
• Minimum deposit to open account is $500.00